Privacy Policy

We are committed to protecting your privacy. We will only use the information that we collect about you lawfully (in accordance with the Data Protection Act 1998).

General

You do not need to register to view information on this site, registered users can amend the information we hold about them at any time by accessing their profile.

We cannot guarantee that any third party sites that you access via this site will operate the same privacy policy.

Information Collection & Use

Registration

•	You may view the contents of this site without any registration.
•	In order to receive our Newsletter you will need to supply us with a valid email address.
•	In order to take part in the Discussion Forum you will need to complete a registration form to supply your name, your email address and create a password.
•	In order to advertise on the site, you must first complete the registration form. This will involve you providing an email address and creating a password. During registration you are required to give contact information. We may use this information to contact you about the services on our site in which you have expressed interest.

You may also be provided with the option to provide demographic information (such as age and gender etc.) to us; we encourage you to submit this information so we can provide you a more personalized experience on our site.

Once registered to the site you will automatically be provided with our newsletter unless you indicate otherwise. However on every communication from us we will provide you with the option to unsubscribe.

FMbyNET Limited is the sole owner of the information collected on the FMbyNET site. FMbyNET Limited collects personally identifiable information from our users at several different points on our Web site.

Advertising on the site

If you purchase a service to advertise on the site, we will request certain personally identifiable information from you on our order form. You must provide contact information (such as name, email, and invoice address) and financial information (such as credit card number, expiration date).

We use this information for billing purposes and to facilitate your orders. If we have trouble processing an order, we will use this information to contact you.

Once you register with us you will automatically receive our Newsletter and general site update information

Out of respect for your privacy, we present the option not to receive these types of communications. Please see the “Choice and Opt-out.”

Surveys or Contests

From time-to-time we may provide you the opportunity to participate in contests or surveys on our site. If you participate, we will request certain personally identifiable information from you. Participation in these surveys or contests is completely voluntary and you therefore have a choice whether or not to disclose this information. The requested information typically includes contact information (such as name and address), and demographic information (such as post code).

When running surveys or contests we will clearly state how the collected data is to be used. For instance (and this list is not exhaustive) ; to notify contest winners and award prizes, to monitor site traffic or to send participants an email newsletter.

We may use a third party service provider to conduct these surveys or contests; that company will be prohibited from using our users’ personally identifiable information for any other purpose. We will not share the personally identifiable information you provide through a contest or survey with other third parties unless we give you prior notice and choice.

Tell-A-Friend & Tell-A-Supplier

If you choose to use our referral service to tell a friend about our site, we will ask you for your friend’s name and email address. We will automatically send your friend a one-time email inviting him or her to visit the site. FMbyNET stores this information for the sole purpose of sending this one-time email and tracking the success of our referral program.

Your friend or Supplier may contact us at info@fmbynet.com to request that we remove this information from our database.

Uses of Information

The purpose of the FMbyNET site is to a) provide visitors to the site with access to information that companies and individuals have placed on the site, b) provide companies with the opportunity to place adverts on the site c) allow visitors to the site to view and contribute to the Discussion Forum that we make available and d) to communicate information about our site and provide newsletters to registered users from time to time.

To access some of these services requires you to register. We will use this information to communicate with you either in relation to the reason for registering and unless you indicate otherwise to send you newsletters and general site update information.

We may use non personally identifying information to assist us in monitoring and reporting on site usage.

Communications from the Site

Special Offers and Updates

We will occasionally send you information on services, special deals, promotions.

Out of respect for your privacy, we present the option not to receive these types of communications. Please see the “Choice and Opt-out.”

Newsletters

If you wish to subscribe to our newsletter(s), we will use your (name, where this is provided) and email address to send the newsletter to you. Out of respect for your privacy, we provide you a way to unsubscribe. Please see the “Choice and Opt-out” section.

Service-related Announcements

We will send you strictly service-related announcements on rare occasions when it is necessary to do so. For instance, if our service is temporarily suspended for maintenance, we might send you an email.

Generally, you may not opt-out of these communications, which are not promotional in nature. If you do not wish to receive them, you have the option to deactivate your account.

Customer Service

Based upon the personally identifiable information you provide us, we will send you a welcoming email to verify your username and password. We will also communicate with you in response to your inquiries, to provide the services you request, and to manage your account. We will usually communicate with you by email or telephone, in accordance with your wishes, but from time to time it may be necessary for us to telephone you to deal with specific matters.

Profile

We store information that we collect through cookies, log files, and/or third party sources to create a “profile” of your preferences. We tie your personally identifiable information, and your purchasing history (if applicable), to information in the profile, in order to provide tailored promotions and marketing offers and to improve the content of the site for you.

We do not share your profile with other third parties unless we have specifically asked your permission. We may share your profile in aggregate form only.

Supplementation of Information

In order to provide certain services such as advertising to you, we may on occasion supplement the personal information you submitted to us with information from third party sources.

Credit Card Verification

We use the services of ProTX to verify your card details when you make credit card transactions.

Enhancement of Profile Information

We may from time to time purchase marketing data from third parties and add it to our existing user database, to better target our advertising and to provide pertinent offers in which we think you would be interested. To enrich our Profiles of individual customers, we tie this information to the personally identifiable information they have provided to us.

Information Sharing and Disclosure

Aggregate Information (non-personally identifiable)

We share aggregated demographic information about our user base with our advertisers, shareholders and in respect of our business operation with our insurers and with companies providing FMbyNET with banking and financial services. This information does not identify individual users.

We do not link aggregate user data with personally identifiable information.

Personally identifiable information

We DO NOT Share Personally Identifiable Information with Third Parties unless we have asked your permission to do so, and were we to do so we will provide an ongoing opportunity for you to opt out of such sharing. In general the operation of FMbyNET will not require us to provide access to your personally identifiable information except where detailed below:

Agents

We use a credit card processing company to bill you for goods and services. These companies do not retain, share, store or use personally identifiable information for any other purposes.

Service Providers

Any third parties we employ to provide services to FMbyNET and where they have access to your personally identifiable information are prohibited from using your personally identifiable information for any other purpose than for the services they are engaged for.

Legal Disclaimer

We reserve the right to disclose your personally identifiable information as required by law and when we believe that disclosure is necessary to protect our rights and/or to comply with a judicial proceeding, court order, or legal process served on our Web site

Choice/Opt-out

We provide you the opportunity to ‘opt-out’ of having your personally identifiable information used for certain purposes, when we ask for this information. For example, if you purchase a product/service but do not wish to receive any additional marketing material from us, you can indicate your preference on our order form or at any time within your profile held on the site.

If you no longer wish to receive our newsletter and promotional communications, you may opt-out of receiving them by following the instructions included in each newsletter or communication or by emailing us at info@fmbynet.com . We offer an opportunity to opt-out of certain communications within our member profile pages, or you may contact us by email, post or phone to opt-out. All these contact details can be found on the site in the contacts page.

Log Files

As is true of most Web sites, we gather certain information automatically and store it in log files. This information includes internet protocol (IP) addresses, browser type, internet service provider (ISP), referring/exit pages, operating system, date/time stamp, and clickstream data.

We use this information, which does not identify individual users, to analyze trends, to administer the site, to track users’ movements around the site and to gather demographic information about our user base as a whole.

We do not link this automatically-collected data to personally identifiable information.

Cookies

A cookie is a small text file that is stored on a user’s computer for record-keeping purposes. We use cookies on this site. We do not link the information we store in cookies to any personally identifiable information you submit while on our site.

We use both session ID cookies and persistent cookies. We use session cookies to make it easier for you to navigate our site. A session ID cookie expires when you close you browser. A persistent cookie remains on your hard drive for an extended period of time. You can remove persistent cookies by following directions provided in your Internet browser’s “help” file.

We set a persistent cookie to store your passwords, so you don’t have to enter it more than once, however this cookie will expire after a period of two weeks if FMbyNET.com is not revisited in this time. Persistent cookies also enable us to track and target the interests of our users to enhance the experience on our site.

If you reject cookies, you may still use our site, but your ability to use some areas of our site, may be limited.

This privacy statement covers the use of cookies by FMbyNET.com only.

Third Party Advertisers

The advertisements appearing on this Web site are supplied by registered users of the site. We do not accept third party advertisements from other websites or from non-registered users of the site.

Links to Other Sites

This Web site contains links to other sites that are not owned or controlled by FMbyNET. Please be aware that we, FMbyNET, are not responsible for the privacy practices of such other sites.

We encourage you to be aware when you leave our site and to read the privacy statements of each and every Web site that collects personally identifiable information.

This privacy statement applies only to information collected by this Web site.

Discussion Forum

If you use the Discussion Forum on this site, you should be aware that any personally identifiable information you submit there can be read, collected, or used by other users of these forums, and could be used to send you unsolicited messages. We are not responsible for the personally identifiable information you choose to submit in these forums.

We reserve the right to terminate the accounts of visitors who use these services in a manner inconsistent with our Terms of Use

Access to Personally Identifiable Information

If your personally identifiable information changes, or if you no longer desire our service, you may correct, update, delete or deactivate it by making the change in our administration section if you are a registered user or by emailing our Customer Support at info@fmbynet.com or by contacting us by telephone or postal mail at the contact information listed below.

Security

The security of your personal information is important to us. When you enter sensitive information such as credit card number on our registration or order forms, we encrypt that information using secure socket layer technology (SSL).

We follow generally accepted industry standards to protect the personal information submitted to us, both during transmission and once we receive it. No method of transmission over the Internet, or method of electronic storage is 100% secure however. Therefore, while we strive to use commercially acceptable means to protect your personal information, we cannot guarantee its absolute security.

If you have any questions about security on our Web site, you can email us at info@fmbynet.com

Business Transitions

In the event FMbyNET goes through a business transition, such as a merger, acquisition by another company, or sale of all or a portion of its assets, your personally identifiable information will likely be among the assets transferred. You will be notified via email and/or prominent notice on our Web site, for 30 days, of any such change in ownership or control of your personal information.

Changes in this Privacy Statement

If we decide to change our privacy policy, we will post those changes to this privacy statement, the homepage, and other places we deem appropriate so that you are aware of what information we collect, how we use it, and under what circumstances, if any, we disclose it.

We reserve the right to modify this privacy statement at any time, so please review it frequently. If we make material changes to this policy, we will notify you here, by email, or by means of a notice on our home page.

Contact Us

If you have any questions or suggestions regarding our privacy policy, please contact us by:

Phone: 0845 3624211

Email: info@fmbynet.com or

Post: FMbyNET Limited - 255 Southlands Road - Bromley - Kent - BR1 2EG